Michael joined Bank of Valletta p.l.c in 1991 and became a member of MUBE in the same year. He is currently posted at the bank’s Multichannel Banking Unit and is specialised in Electronic Channels and Payments. Michael holds a Masters degree in E-Commerce (Grenoble) and also certifications in IT auditing (ISACA) and Disaster Recovery Procedures (CIDR). Michael has been active in MUBE since 2012, when he became a member of the BOV Group Committee. Today, Michael is the Chairperson of the BOV Group Committee and a member of the MUBE Council.